Insights Lab

Property intelligence from the ground up

Original research from the Builty team — permit-based analysis for insurance, real estate, mortgage, and construction professionals.

How Many Building Permit Jurisdictions Are There in the US? (Way More Than You Think)
Fundamentals
How Many Building Permit Jurisdictions Are There in the US? (Way More Than You Think)
The US has roughly 20,000 building permit jurisdictions, each writing its own rules and keeping its own records. Here's who they are, where they are, and how to find the one that governs any address.
Builty Team Jun 30 6 min read
What Is a Building Permit, and What Can It Reveal About Risk?
Fundamentals
What Is a Building Permit, and What Can It Reveal About Risk?
A building permit is more than paperwork — it's a structured record of what changed on a property, and when. Here's what's inside one and why it matters for risk.
Builty Team Jun 16 5 min read
Property Claims Blind Spot: Building Permits
Claims
Property Claims Blind Spot: Building Permits
Permit history is one of the most overlooked signals in property claims — for triage, reserving, settlement, and spotting fraud.
Builty Team May 13 4 min read
Virginia's Data Center Boom: Hidden Signals for Insurers in Permit Data
Insurance · Risk
Virginia's Data Center Boom: Hidden Signals for Insurers in Permit Data
Virginia's data center construction wave shows up in permit data before anywhere else. Here's what insurers can read from it.
Builty Team Oct 14, 2025 10 min read